Umbrella Policies — Important Benefits to the Plaintiff

 

 

 

A ruling from the bench in Henrico County, Virginia, allowed a man who was injured in an automobile crash to collect underinsured motorist coverage from his umbrella liability policy.  The Defendant’s liability insurance coverage was inadequate to compensate the Plaintiff for his injuries.  The Plaintiff had an automobile liability insurance policy and an umbrella liability policy.  Typically, umbrella liability policies do not provide coverage to the insured.  In this case, it was the specific wording of the umbrella policy that allowed the Plaintiff to tap into the coverage.  When you are injured in an automobile collision, your most important concern is to recover from your injury and get your life back to normal.  But insurance coverage issues can be very important in determining whether or not you receive adequate compensation for your personal injuries, lost wages, and pain and suffering.  The attorneys at Altizer & Altizer can assist you in sorting out the intricacies of insurance coverage for your auto accident claim.  Our offices are located in Roanoke, Virginia.  But we also serve clients in Bedford, Smith Mountain Lake, Lynchburg, Covington, Harrisonburg, Rocky Mount, Martinsville, Botetourt County, Blacksburg, and all areas surrounding the Roanoke Valley.  Consult an experienced personal injury attorney if you have been injured in an automobile accident.  Call us at Altizer & Altizer at 540-345-2000 or toll free at 800-310-5777 or visit us at our website, www.AltizerLaw.com.